Types of Student Aid

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Financial Aid is money provided to students to help them afford to attend the College.

Most aid fits into three categories: 1) grants and scholarships (usually does not have to be repaid), 2) loans (requires repayment), and 3) student employment (a part-time job, usually on campus).  Most, but not all, aid is based on demonstrated financial need (see How to Apply), and for the most part college financial aid is provided by federal and state tax payers.

Grants

Federal Pell Grant - up to $4310 per year based on degree of need and number of credit hours enrolled

Ohio Instructional Grant - up to $2190 per year based on degree of need; must be enrolled full-time

Ohio College Opportunity Grant- amount varies

NC State Scholarships for Graduating High School Students - provided by the College; up to the full tuition cost of an associate=s degree; awards based on academic achievement; applications available from high school guidance counselors

NC State Scholarships for Currently Enrolled Students - provided by the College and by donations to the College=s Foundation; up to $600 per year; awards based on academic achievement and field of study; applications available in the Financial Aid Office beginning May 1

Outside Scholarships - provided by professional, fraternal, and civic organizations; announcements of availability are made in the College=s weekly News Briefs and our website; students are also encouraged to contact possible scholarship providers directly to inquire about availability, eligibility requirements, and application procedures regarding the scholarships they provide

Loans

Federal Stafford Loans - may be used to help pay direct educational expenses not covered by grants;    requires at least half-time enrollment; application available in   the Financial Aid Office; first time borrowers  required to be loan oriented before they can apply; MUST BE REPAID; repayment begins six months after last date of at least half-time enrollment

Federal PLUS loans - taken out by PARENTS to help pay their child=s direct college costs; credit check required; repayment begins as soon as funds disbursed